Time Sensitive Provision

For a variety of reasons, it is prudent to purchase travel protection when you first book your trip (i.e. make your first payment for travel arrangements). Why? Most travel protection plans contain one or more time sensitive provisions that broaden coverage. The time sensitive provision applies to waiving of the Pre-Existing Conditions Exclusion.

Important Tip! It is generally a mistake to wait until final payment for your trip to purchase travel protection because by buying earlier, you receive broader coverage at the same price.